top of page
mechanic-technician-making-handshake-deal-with-bus-2023-11-27-05-12-47-utc.jpg

Benefits You Can Count On

Explore Your Benefits

See everything included in your plan.

Medical.webp
Home.webp
Education.webp
Mental Health.webp
Office.webp
Benefits-Medical

Supplemental Benefits

Medical.webp
Medical_Element.webp
Medical_pic.webp
Heart Icon.webp
CRITICAL ILLNESS

Flexible option that provides a lump-sum benefit to help offset costs not covered by major medical insurance.

bandaid.webp
ACCIDENTS & DISABILITY

Provides benefits to cover unexpected medical

costs arising from covered accidents, helping

manage expenses that can accumulate quickly.

hands.webp
LIFE INSURANCE

Offers peace of mind for both you and your loved ones providing cash benefit to beneficiaries.

NYPD police cruiser
Benefits-Mortgage
Home.webp

Mortgage Benefits

Mortgage.webp
cruiser_edited_edited.jpg
THE ORIGINAL
NO LENDER FEE LOAN
Get a no lender fee
loan with us!
  • NO processing fee

  • NO underwriting fee

  • NO appraisal fee

  • NO credit report fee

  • NO flood certification fee

  • NO lock In fee

NEW Line of Duty Death

Benefits for those in law enforcement, fire and rescue and EMS services.

  • Canceling outstanding covered loan balances up to a combined $525,000 in the event of Loss of Life.
     

  • This complimentary benefit is our way of saying thank you to all those currently serving in law enforcement, fire and rescue and EMS, whether a federal, state, county, or municipal agency employee.
     

  • Applicable for any work-related activities including heart attack or stroke occurring during strenuous training or activity

Benefits-Education
Education.webp

Union College Benefit

powered by

College Tuition Savings for Union Members & Families

The Union College Benefit, managed by Edvance, helps union members and their families* access affordable, high-quality education. Through this exclusive benefit, union members can save on tuition, choose from accredited colleges and universities, and receive personalized guidance from Edvance every step of the way.

Edvance Offers
  • Exclusive tuition discounts

  • 100% online, transfer-friendly, accredited schools

  • 125+ degrees & certificates, including undergraduate and graduate programs

  • Ongoing support from Edvance’s unionized Student Success Coordinators

  • No cost to explore available programs and no application fees

The Process is Simple:
  1. Complete a short survey to connect with Edvance and share your goals.

  2. Get matched with a school and program that fits your budget, schedule, and academic goals.

  3. Discover how affordable college can be for your union family.

Explore Your Benefit

 

*Benefit is only available to eligible union members and their families. Eligible union members include active and retired members in good standing and their family. Family includes spouses, children, grandchildren, financial dependents, siblings, and parents.

Benefits-Office
Office.webp

Office Benefits

office_depot.webp
Every Year Members Save Thousands
on products and services they already use.
pics.webp
windall_basiclogo.jpg

With these member benefits from Windfall, get money-saving
discounts that benefit you, your business, and your family.

partnerbrands.jpg
office_logos.webp

Thanks to a partnership powered by Windfall

GPO, you can enjoy these benefits for office,

school and home:

bookmark.webp
Save Up To 75% Off Best Value Core Essentials

plus thousands of items discounted
5% - 15% below retail

ink_edited.png
Ink & Toner Discounts

up to 20% off leading
brand name items

stacks.webp
Low Copy/Print
Service Pricing

55% off black & white copies and
43% off color copies

coffee.webp
Preferred Pricing on 400+ Cleaning
& Breakroom items

with savings up to 51%

calendar.webp
Additional
Exclusive Savings

Members-only monthly specials,
coupons and limited-time offers

van.webp
Free Next Business-Day Delivery

on qualifying online orders over $30

Save In Stores

Text BENEFITS to 833-777-0307

for your free store discount card

card.webp
house.webp
Contract Pricing Available
Online & In-stores

Login for easy online ordering and use

Store Discount Program card for store

shopping

Benefits-Mental-Health
Mental Health.webp

Mental Health

wave_edited.png
app.webp

FREE access to

the Wave app for

Union members

content.webp

Unlimited content
with personalized
wellness program

Mental Health.webp

Special rate for
union members,

$90.00 for 1:1 sessions

WHAT WE OFFER

Self Guided Program

  • Personalized care plan with Wave app
     

  • Reflection journal to track progress & feelings
     

  • Tools & resources to help manage mental health & wellbeing

1:1 Provider Sessions

  • Work with a coach or therapist to achieve your goals
     

  • Schedule virtual sessions when it’s convenient for you

24/7 SUPPORT

  • Access to crisis referral
     

  • Ability to message your coach/provider anytime
     

  • Library of content & resources for continued education & skills practice

Self Guided
Program

Anxiety, Depression, Stress, Burnout, Life Transitions, Identity Support, Career Growth, Improved Communication, Self-
Development, Work-Life Balance

Health and Wellness Coaching

Nutrition, Physical Activity, Stress
Management, Chronic Care
Management, Lifestyle Modifications,Sleep Habits, Mindfulness, Self-Care

Relationship Coaching

Communication Skills,
Finding your People, Building Healthy Relationships,
Handling Bias and Prejudice, Sex and Sexual Health, Social Confidence

Care
Coordination

Assessment of Needs, Care Planning,Resource Coordination, Monitoring Progress, Advocacy, Follow-Up, Documentation & Reporting, Empowerment, Community Resources Navigation

Questions? Let Us Help.

Get in touch with Back Pocket Benefits to discuss how we can help meet your needs.

Thanks for submitting!

Back Pocket Benefits Final-02.png

info@backpocketbenefits.com
77 Water Street, Hallowell, ME 04347

Products available in all 50 States

Website content © 2025 Back Pocket Benefits. All Rights Reserved. 

bottom of page