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Benefits You Can Count On

Explore Your Benefits

See everything included in your plan.

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Supplemental Benefits

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CRITICAL ILLNESS

Flexible option that provides a lump-sum benefit to help offset costs not covered by major medical insurance.

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ACCIDENTS & DISABILITY

Provides benefits to cover unexpected medical

costs arising from covered accidents, helping

manage expenses that can accumulate quickly.

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Benefits-Mortgage
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Mortgage Benefits

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THE ORIGINAL
NO LENDER FEE LOAN
Get a no lender fee
loan with us!
  • NO processing fee

  • NO underwriting fee

  • NO appraisal fee

  • NO credit report fee

  • NO flood certification fee

  • NO lock In fee

Benefits-Education
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Education Benefits

Just 2 Easy Steps To Receive Your
College Tuition Cost Estimate
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FILL OUT THE FORM

Use the link from your Union or Association or scan the QR code to complete your form. Click here to download our informational flyer

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COMPLETE YOUR FASFA

After you submit the form, you will receive information on how to submit your FAFSA to receive your Tuition

In-Demand Associate Degrees Bachelor's & Graduate Degrees
Associate Degrees
  • Human Resources

  • Education

  • Justice

  • Communication

  • Social Sciences

  • Political/Legal Studies

  • Leadership

  • And More...

Bachelor's Degrees
  • Business Administration

  • Psychology

  • Paralegal Studies

  • Cybersecurity

  • And more...

Graduate Degrees
  • Master of Science in Nursing (MSN)

  • Master of Business Administration (MBA)

  • Master of Health Administration (MHA)

  • Master of Arts in Organizational Leadership

  • Master of Science in Business Analytics

  • Master of Science in Management

  • Master of Arts in Psychology

  • Master of Education in Curriculum & Instruction

  • Doctorate in Leadership and Adult Learning in Organization

Our Education Marketplace provides members with a growing number of online programs and schools. All education partners are regionally accredited focused on non-traditional student experience and success.

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Office Benefits

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Every Year Members Save Thousands
on products and services they already use.
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With these member benefits from Windfall, get money-saving
discounts that benefit you, your business, and your family.

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Thanks to a partnership powered by Windfall

GPO, you can enjoy these benefits for office,

school and home:

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Save Up To 75% Off Best Value Core Essentials

plus thousands of items discounted
5% - 15% below retail

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Ink & Toner Discounts

up to 20% off leading
brand name items

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Low Copy/Print
Service Pricing

55% off black & white copies and
43% off color copies

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Preferred Pricing on 400+ Cleaning
& Breakroom items

with savings up to 51%

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Additional
Exclusive Savings

Members-only monthly specials,
coupons and limited-time offers

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Free Next Business-Day Delivery

on qualifying online orders over $30

Save In Stores

Text BENEFITS to 833-777-0307

for your free store discount card

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Contract Pricing Available
Online & In-stores

Login for easy online ordering and use

Store Discount Program card for store

shopping

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Mental Health

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FREE access to

the Wave app for

Union members

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Unlimited content
with personalized
wellness program

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Use the code APW25

for special rate of $90.00 for 1:1 sessions

WHAT WE OFFER

Self Guided Program

  • Personalized care plan with Wave app
     

  • Reflection journal to track progress & feelings
     

  • Tools & resources to help manage mental health & wellbeing

1:1 Provider Sessions

  • Work with a coach or therapist to achieve your goals
     

  • Schedule virtual sessions when it’s convenient for you

24/7 SUPPORT

  • Access to crisis referral
     

  • Ability to message your coach/provider anytime
     

  • Library of content & resources for continued education & skills practice

Self Guided
Program

Anxiety, Depression, Stress, Burnout, Life Transitions, Identity Support, Career Growth, Improved Communication, Self-
Development, Work-Life Balance

Health and Wellness Coaching

Nutrition, Physical Activity, Stress
Management, Chronic Care
Management, Lifestyle Modifications,Sleep Habits, Mindfulness, Self-Care

Relationship Coaching

Communication Skills,
Finding your People, Building Healthy Relationships,
Handling Bias and Prejudice, Sex and Sexual Health, Social Confidence

Care
Coordination

Assessment of Needs, Care Planning,Resource Coordination, Monitoring Progress, Advocacy, Follow-Up, Documentation & Reporting, Empowerment, Community Resources Navigation

Questions? Let Us Help.

Get in touch with Back Pocket Benefits to discuss how we can help meet your needs.

Thanks for submitting!

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info@backpocketbenefits.com
77 Water Street, Hallowell, ME 04347

Products available in all 50 States

Website content © 2025 Back Pocket Benefits. All Rights Reserved. 

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