

Mortgage Benefits

Get a no lender fee
loan with us!
-
NO processing fee
-
NO underwriting fee
-
NO appraisal fee
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NO credit report fee
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NO flood certification fee
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NO lock In fee

THE ORIGINAL
NO LENDER FEE LOAN
NEW Line of Duty Death
Benefits for those in law enforcement, fire and rescue and EMS services.
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Canceling outstanding covered loan balances up to a combined $525,000 in the event of Loss of Life.
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This complimentary benefit is our way of saying thank you to all those currently serving in law enforcement, fire and rescue and EMS, whether a federal, state, county, or municipal agency employee.
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Applicable for any work-related activities including heart attack or stroke occurring during strenuous training or activity
Supplemental Benefits



CRITICAL ILLNESS
Flexible option that provides a lump-sum benefit to help offset costs not covered by major medical insurance.

ACCIDENTS & DISABILITY
Provides benefits to cover unexpected medical
costs arising from covered accidents, helping
manage expenses that can accumulate quickly.


Union College Benefit
powered by

College Tuition Savings for Union Members & Families
The Union College Benefit, managed by Edvance, helps union members and their families* access affordable, high-quality education. Through this exclusive benefit, union members can save on tuition, choose from accredited colleges and universities, and receive personalized guidance from Edvance every step of the way.
Edvance Offers
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Exclusive tuition discounts
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100% online, transfer-friendly, accredited schools
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125+ degrees & certificates, including undergraduate and graduate programs
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Ongoing support from Edvance’s unionized Student Success Coordinators
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No cost to explore available programs and no application fees
The Process is Simple:
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Complete a short survey to connect with Edvance and share your goals.
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Get matched with a school and program that fits your budget, schedule, and academic goals.
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Discover how affordable college can be for your union family.
*Benefit is only available to eligible union members and their families. Eligible union members include active and retired members in good standing and their family. Family includes spouses, children, grandchildren, financial dependents, siblings, and parents.


Mortgage Benefits


THE ORIGINAL
NO LENDER FEE LOAN
Get a no lender fee
loan with us!
-
NO processing fee
-
NO underwriting fee
-
NO appraisal fee
-
NO credit report fee
-
NO flood certification fee
-
NO lock In fee
NEW Line of Duty Death
Benefits for those in law enforcement, fire and rescue and EMS services.
-
Canceling outstanding covered loan balances up to a combined $525,000 in the event of Loss of Life.
-
This complimentary benefit is our way of saying thank you to all those currently serving in law enforcement, fire and rescue and EMS, whether a federal, state, county, or municipal agency employee.
-
Applicable for any work-related activities including heart attack or stroke occurring during strenuous training or activity

Office Benefits

Every Year Members Save Thousands
on products and services they already use.


With these member benefits from Windfall, get money-saving
discounts that benefit you, your business, and your family.


Thanks to a partnership powered by Windfall
GPO, you can enjoy these benefits for office,
school and home:

Save Up To 75% Off Best Value Core Essentials
plus thousands of items discounted
5% - 15% below retail
Ink & Toner Discounts
up to 20% off leading
brand name items
Low Copy/Print
Service Pricing
55% off black & white copies and
43% off color copies
Preferred Pricing on 400+ Cleaning
& Breakroom items
with savings up to 51%
Additional
Exclusive Savings
Members-only monthly specials,
coupons and limited-time offers
Free Next Business-Day Delivery
on qualifying online orders over $30
Save Online
BENEFITS.SavingCenter.net
Save In Stores
Text BENEFITS to 833-777-0307
for your free store discount card

Contract Pricing Available
Online & In-stores
Login for easy online ordering and use
Store Discount Program card for store
shopping

Mental Health


FREE access to
the Wave app for
Union members

Unlimited content
with personalized
wellness program

Use the code APW25
for special rate of $90.00 for 1:1 sessions
WHAT WE OFFER
Self Guided Program
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Personalized care plan with Wave app
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Reflection journal to track progress & feelings
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Tools & resources to help manage mental health & wellbeing
1:1 Provider Sessions
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Work with a coach or therapist to achieve your goals
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Schedule virtual sessions when it’s convenient for you
24/7 SUPPORT
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Access to crisis referral
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Ability to message your coach/provider anytime
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Library of content & resources for continued education & skills practice
Self Guided
Program
Anxiety, Depression, Stress, Burnout, Life Transitions, Identity Support, Career Growth, Improved Communication, Self-
Development, Work-Life Balance
Health and Wellness Coaching
Nutrition, Physical Activity, Stress
Management, Chronic Care
Management, Lifestyle Modifications,Sleep Habits, Mindfulness, Self-Care
Relationship Coaching
Communication Skills,
Finding your People, Building Healthy Relationships,
Handling Bias and Prejudice, Sex and Sexual Health, Social Confidence
Care
Coordination
Assessment of Needs, Care Planning,Resource Coordination, Monitoring Progress, Advocacy, Follow-Up, Documentation & Reporting, Empowerment, Community Resources Navigation
Questions? Let Us Help.
Get in touch with Back Pocket Benefits to discuss how we can help meet your needs.
